Terms of Service

1. Acceptance of Terms

By accessing, browsing, or registering an account on Track iT (referred to as "the Platform", "we", "us", or "our"), you confirm that you have read, understood, and agree to be legally bound by these Terms of Service, along with our Privacy Policy. If you do not agree to any part of these terms, you must immediately discontinue your use of the Platform.

2. Description of Service

Track iT is a personal finance management platform that provides users with expense tracking tools, budget management dashboards, financial calculators, goal-setting features, and an educational blog covering personal finance, economy, and money management.

The Platform is designed for personal, non-commercial use. All features are offered on a best-effort basis and may be updated, modified, or discontinued at any time.

3. Financial Disclaimer

4. Third-Party Advertising Across the Website

To support the continued development and free availability of the Platform, Track iT displays advertisements served by third-party ad networks, including Google AdSense, throughout the entire website.

Advertisements may be shown on content and dashboard screens of the Platform, including but not limited to: the homepage, public blog and tools sections, logged-in user dashboards, transaction management areas, goals/budget tools, and administrative interfaces. To protect user experience and ad compliance, advertisements do not appear on purely transactional authentication pages (login, registration, or password recovery).

• Third-party advertisements are served dynamically via automated scripts across the website. Your personal financial transaction records, custom budgets, balances, and database ledgers remain strictly private, encrypted, and are never shared with, sold to, or accessible by any advertisers or ad networks.
• Track iT does not endorse or accept responsibility for the accuracy, quality, or claims made by third-party advertisers appearing across the Platform.
• Any transactions or interactions you engage in with advertisers are solely between you and the advertiser concerned.

5. User Account Responsibilities

When you create an account on Track iT, you take on the following responsibilities:

• You are solely responsible for maintaining the confidentiality of your login credentials, including your email address and password.
• You agree to provide accurate, current, and complete information during registration and to keep your account details up to date.
• You must notify us immediately upon becoming aware of any unauthorized access to or use of your account.
• You must not use the Platform for any unlawful purpose, including fraudulent financial activity, automated scraping, or any action that could harm the integrity or availability of the service.

6. Intellectual Property

All software code, UI components, design systems, editorial articles, graphics, logos, and brand assets published on or forming part of Track iT are the exclusive intellectual property of Track iT unless explicitly stated otherwise. Unauthorized reproduction, distribution, scraping, reverse engineering, or syndication of any content or software from this Platform is strictly prohibited without prior written consent.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Track iT, its creators, developers, and contributors shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, budgeting errors, or investment decisions, arising from your reliance on any tool, calculation, automated insight, or editorial content published on this Platform.

The Platform is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or uninterrupted availability.

8. Modifications to These Terms

We reserve the right to revise these Terms of Service at any time. When material changes are made, we will update the "Last Updated" date at the top of this page. Your continued use of the Platform after any modifications constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with your use of the Platform shall be subject to the exclusive jurisdiction of the courts of India.

10. Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please reach out to our team at legal@trackit.com.